v91 — 8 modules live

Portfolio intelligence
for serious investors

Professional-grade analytics, AI-powered valuation, tax optimization, and risk management — unified in one terminal. Free to start, no credit card required.

Start for free →
🔒 RGPD compliant
⛵ Payments by Paddle
⚡ Vercel Edge
★ Always free tier
CBM TERMINAL · v91
$47,382
Portfolio Total
+$1,240 (+2.69%)
18.4%
Annual Return
vs 14.2% S&P 500
1.34
Sharpe Ratio
risk-adjusted
−8.2%
Max Drawdown
12-month
12-MONTH PERFORMANCE
📊
Terminal
Free
🔬
Analysis
Free
🎲
Monte Carlo
Pro
🧮
Options
Pro
🏛
Tax / IRPF
Pro
🤖
AI Advisor
Elite
8
Modules live
40+
Analytical tools
€0
To start
v91
Current build
99.9%
Uptime
Why CBM

Built for investors who
take numbers seriously

Not a brokerage. Not a social network. A precision instrument for portfolio analysis and decision-making.

📊
Real-time Portfolio Tracking
Live P&L, holdings breakdown, top movers, earnings calendar and price alerts — all in a single dashboard.
Free tierReal-time
🔬
Deep Stock Analysis
DCF valuation, comparable analysis, financial health scores, technical signals and AI-generated verdicts.
DCFCompsAI verdicts
🎲
Monte Carlo & Risk
Simulate thousands of portfolio paths, stress-test allocations, and optimize the efficient frontier — Black-Litterman included.
ProFactor models
🏛
Tax & IRPF Optimizer
Automatic gain/loss harvesting suggestions, FIFO/LIFO comparison, and progressive IRPF calculator for Spanish investors.
ProSpain
🏗
Private & Alternative Assets
LBO models, real estate, M&A analysis, infrastructure, WACC — for investors beyond public markets.
EliteLBORE
🤖
AI Portfolio Advisor
Rebalancing recommendations, drift detection, RoboAdvisor aligned to your investor profile — powered by Claude AI.
EliteClaude AI
Platform

8 modules. One terminal.

Each module is a specialized workspace. Launch any of them from the Hub with a single click.

📊
CBM Terminal
Portfolio core — dashboard, holdings, performance
Free
🔬
Stock Analysis
DCF, comps, technicals, health scores
FreePro
⚖
Portfolio Optimization
Efficient frontier, Monte Carlo, factor models
Pro
🏛
Tax & Fiscal
IRPF optimizer, gain harvesting, multi-portfolio
Pro
🏗
Private Assets
LBO, M&A, real estate, infrastructure
Elite
🤖
CBM Advisor
AI RoboAdvisor with drift detection
ProElite
🎓
CBM Academy
Value investing education — Q2 2026
Pro
◎
Other Resources
AI Screener, export reports, REST API
FreeElite
Pricing

Simple, transparent pricing

Cancel anytime. VAT managed by Paddle. No hidden fees.

Starter
€0
free forever · no card required
✓
Portfolio & P&L tracking
✓
DCF valuation
✓
Performance vs benchmark
✓
Earnings calendar & alerts
✓
Community support
—
Monte Carlo & risk tools
—
Tax optimizer
MOST POPULAR
Pro
€14,90
/month · or €149/year (−17%)
✓
Everything in Starter
✓
Monte Carlo simulations
✓
Options analysis
✓
Factor models (Fama-French)
✓
Tax / IRPF optimizer
✓
Backtesting engine
✓
Priority email support
Elite ★
€49,90
/month · or €479/year (−20%)
✓
Everything in Pro
✓
LBO & M&A models
✓
Wealth management tools
✓
Multi-portfolio view
✓
Export reports (PDF/XLSX)
✓
REST API access
✓
Priority support
⛵ Secure payments by Paddle · Merchant of Record · VAT handled for all EU countries
FAQ

Common questions

Is CBM a broker or financial advisor?▼
No. CBM is an analytics and portfolio management tool. Information and simulations are for reference only and do not constitute regulated investment advice under MiFID II. Always consult a certified financial advisor before making investment decisions.
Is the Starter plan really free forever?▼
Yes. The Starter plan has no time limit and requires no credit card. You get portfolio tracking, DCF valuation, performance analytics, and more — permanently free.
Can I cancel my subscription anytime?▼
Yes. Cancel from the Manage Plan section at any time. You keep access until the end of your billing period. No penalties, no lock-in.
Is VAT included in the price?▼
Yes. Paddle acts as Merchant of Record and handles VAT calculation and remittance across the EU. The price you see is the final price. You'll receive a proper invoice from Paddle with VAT itemized.
Is CBM available outside Spain?▼
Yes. CBM works in any country. The interface is in English and Spanish. The Tax/IRPF module is optimized for Spanish investors, but all other features are country-agnostic.
Is my portfolio data secure?▼
Your data is stored encrypted and never shared with third parties or used to train AI models. CBM complies with GDPR and LSSI-CE. You can export or delete your data at any time from settings.
Which brokers can I connect?▼
Currently CBM supports manual entry and CSV import. Direct broker integration (Interactive Brokers, DEGIRO, Revolut) is on the roadmap for Q3 2026.
What happens to my data if I downgrade?▼
Your account moves to the Starter plan. All portfolio data is preserved. Pro/Elite features become inaccessible but your data remains intact — reactivate your plan anytime to restore full access.
Is there a public API?▼
The REST API is available on the Elite plan. Rate limit: 1,000 requests/hour. Full documentation at /api/docs. For enterprise integrations contact support@capitalbalancemanager.com.
How do I report a bug or request a feature?▼
Use GitHub Discussions for bugs and feature requests. For direct support email support@capitalbalancemanager.com — we respond within 48 hours on business days.

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your portfolio?

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